In today’s digital age, investing is easier and more accessible than ever before—thanks to investment apps that let you build wealth right from your smartphone. For new and experienced investors alike, low fees are key to long-term success. High fees can eat away at your returns, especially over time.

In this article, we’ll explore the top investment apps in 2025 that offer low or zero fees, user-friendly platforms, and strong features for smart investors.

1. Fidelity Investments
Best for: Beginners and long-term investors

Fees: $0 commission on stocks, ETFs, and many mutual funds

Minimum: $0 to start

Features:

Commission-free trades

Wide range of investment options

Great customer service

High-rated research tools

Why it stands out: Fidelity offers strong tools for both beginners and advanced investors, and its index funds have some of the lowest expense ratios on the market.

2. Charles Schwab
Best for: All-around investors

Fees: $0 commissions on U.S. stocks and ETFs

Minimum: $0 account minimum

Features:

Extensive educational resources

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