In today’s digital age, investing has become more accessible than ever — and robo-advisors are a big reason why. These automated investment platforms help you grow your wealth without needing in-depth financial knowledge, making them an ideal starting point for beginners.
If you’re new to investing and want a hands-off, affordable, and smart way to get started, here are some of the best robo-advisors for beginners in 2025.
What Is a Robo-Advisor?
A robo-advisor is an online platform that uses algorithms and artificial intelligence to create and manage your investment portfolio based on your goals, risk tolerance, and time horizon. Most robo-advisors offer features like:
Automatic portfolio rebalancing
Low fees
Goal-based planning (e.g., retirement, saving for a home)
Tax optimization
Easy-to-use mobile apps
Top Robo-Advisors for Beginners
1. Betterment
Why It Stands Out:
Betterment is one of the pioneers in robo-investing and remains a favorite for beginners due to its intuitive interface and comprehensive financial tools.
Key Features:
Low account minimum ($0 to start)
Automatic rebalancing
Goal tracking and personalized advice
Optional human advisor access
